Saving for old age by Asli Demirgüç-Kunt, Leora Klapper and Georgios A. Panos published by World Bank (6/2016). “…The paper also finds that measures to increase trust in the financial system, such as the safety net/moral hazard index based on deposit insurance, lead to higher rates of saving for old age. Finally, the paper finds little evidence of substitution between pension system provisions and contribution rates with saving for old age.”
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