A regulatory approach to Fintech – we must guard against emerging risks without stifling innovation by Christine Lagarde published by IMF (6/2018). “Fintech offers considerable promise, but it also poses risks. Consider distributed ledger technology, which underpins crypto assets. It can enable faster and cheaper transactions, from trading securities to sending money to relatives abroad. It can be used to securely store records such as diplamas and real estate deeds and to automatically execute so-called smart contracts. But clearly the technology has also been used for illicit purposes.”
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